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Summary of Credit Terms

Apply today for the Big R Stores Mastercard® and get 5,000 Rewards points when you apply online and make your first purchase with the Big R Stores Mastercard®!

Points will be awarded 6-8 weeks after your first purchase.

Learn more about other benefits of having a Big R Stores Mastercard® below!

Earn points everywhere with your Big R Stores Mastercard®. 3 points per $1 spent at Big R Stores, 2 points per $1 spent on gas and groceries, 1 point per $1 spent everywhere else. For every 2,500 points, you automatically receive a $25 Big R Stores Gift Card.

0% intro APR2 for 6 billing cycles every time you spend at least $500 at Big R Stores in the same transaction with your Big R Stores Mastercard®. Then, your APR will be a variable 22.99% based on the Prime Rate. Minimum monthly payments required.


Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1 See the Credit Card Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

2 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

Special Financing Details: Purchases in which single or multiple items are purchased in the same transaction totaling at least $500.00 at Big R Stores will be referred to as "Eligible Purchases" in your Rates and Terms Schedule. All transactions are subject to approval. Accounts are eligible only if they are open, in good standing and not already subject to special terms. All other terms of your account remain in effect.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.